Cover comparison · 2026
Home Services vs Professional Services
The Gera Action Warranty protects eligible bookings across both home services and professional services. This side-by-side shows what each category covers, the claim caps, and how quickly claims resolve — so you know exactly what protection your booking carries.
At a glance
Trade and property work booked through Gera — plumbing, electrical, boiler, building, painting and decorating.
- Covered scenarios
- 8
- Claim cap
- £100–£500
- Avg. resolution
- 3.6 days
- Fastest resolution
- 2 days
Booked professional appointments and referrals — medical, legal and translation services.
- Covered scenarios
- 4
- Claim cap
- £150–£500
- Avg. resolution
- 4 days
- Fastest resolution
- 2 days
What each category covers
| Home Services | Professional Services |
|---|---|
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Frequently asked questions
Does the Action Warranty cover Home Services and Professional Services the same way?
The claim process is identical, but the specifics differ. Home Services has 8 covered scenarios (caps £100–£500); Professional Services has 4 (caps £150–£500). Every eligible booking follows the same evidence-and-review flow regardless of type.
Which resolves faster — a Home Services or Professional Services claim?
Home Services claims resolve in about 3.6 days on average (fastest 2); Professional Services claims average 4 days (fastest 2). Evidence is reviewed within 24 hours in both categories.
What is the maximum I can claim for Home Services vs Professional Services?
Caps are set per covered scenario, not per category. Home Services scenarios cap at £100–£500 and Professional Services scenarios at £150–£500. The exact cap for your booking is shown on its cover page.
Is your booking covered?
Run the free eligibility checker or read the full cover for your service type.
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