Cover comparison · 2026

Home Services vs Professional Services

The Gera Action Warranty protects eligible bookings across both home services and professional services. This side-by-side shows what each category covers, the claim caps, and how quickly claims resolve — so you know exactly what protection your booking carries.

At a glance

Home Services

Trade and property work booked through Gera — plumbing, electrical, boiler, building, painting and decorating.

Covered scenarios
8
Claim cap
£100–£500
Professional Services

Booked professional appointments and referrals — medical, legal and translation services.

Covered scenarios
4
Claim cap
£150–£500

What each category covers

Home ServicesProfessional Services

Frequently asked questions

Does the Action Warranty cover Home Services and Professional Services the same way?

The claim process is identical, but the specifics differ. Home Services has 8 covered scenarios (caps £100–£500); Professional Services has 4 (caps £150–£500). Every eligible booking follows the same evidence-and-review flow regardless of type.

How are Home Services and Professional Services claims resolved?

Both follow the same flow: Gera reviews the evidence and contacts the provider before offering a resolution. No fixed resolution time is promised for either.

What is the maximum I can claim for Home Services vs Professional Services?

Caps are set per covered scenario, not per category. Home Services scenarios cap at £100–£500 and Professional Services scenarios at £150–£500. The exact cap for your booking is shown on its cover page.

Is your booking covered?

Run the free eligibility checker or read the full cover for your service type.

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