Cover comparison · 2026

Home Services vs Digital Services

The Gera Action Warranty protects eligible bookings across both home services and digital services. This side-by-side shows what each category covers, the claim caps, and how quickly claims resolve — so you know exactly what protection your booking carries.

At a glance

Home Services

Trade and property work booked through Gera — plumbing, electrical, boiler, building, painting and decorating.

Covered scenarios
8
Claim cap
£100–£500
Avg. resolution
3.6 days
Fastest resolution
2 days
Digital Services

Remote and online deliverables — software builds, websites, AI transcription and data migration.

Covered scenarios
3
Claim cap
£150–£500
Avg. resolution
4 days
Fastest resolution
2 days

What each category covers

Home ServicesDigital Services

Frequently asked questions

Does the Action Warranty cover Home Services and Digital Services the same way?

The claim process is identical, but the specifics differ. Home Services has 8 covered scenarios (caps £100–£500); Digital Services has 3 (caps £150–£500). Every eligible booking follows the same evidence-and-review flow regardless of type.

Which resolves faster — a Home Services or Digital Services claim?

Home Services claims resolve in about 3.6 days on average (fastest 2); Digital Services claims average 4 days (fastest 2). Evidence is reviewed within 24 hours in both categories.

What is the maximum I can claim for Home Services vs Digital Services?

Caps are set per covered scenario, not per category. Home Services scenarios cap at £100–£500 and Digital Services scenarios at £150–£500. The exact cap for your booking is shown on its cover page.

Is your booking covered?

Run the free eligibility checker or read the full cover for your service type.

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